A financial plan is a comprehensive assessment of your current pay and financial state. It uses known variables to predict income, asset values, and withdrawal plans. A financial plan helps you determine your goals and establish a course of action to reach them. It is also an essential component of successful retirement planning. You can […]
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Retirement is a time when you stop working. This time is also known as semi-retirement. Semiretirement refers to reducing the workload and working hours while maintaining a job. This is often a good thing for many reasons. For example, this type of retirement allows you to spend more time with your family or on hobbies. […]
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You might consider retirement earlier than you had planned for several reasons. First, the full retirement age for Social Security is between 66 and 67 years old. In addition to these reasons, there are also financial considerations. For example, if you are in your fifties, you might not have the same social network as you […]
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It is never too late to start planning for your retirement. Rethink your vision of the perfect retirement, and reassess your current savings plan. You can also invest in a retirement account. Here are some tips to help you get started. This is the most crucial step you’ll take when planning for retirement. The more […]
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There are many factors to consider when looking for find a good retirement advisor , and knowing which one is right for you is a great start. There are three main types of retirement advisors: Commission-based, fee-only, and fiduciary. Each type has advantages and disadvantages. It is important to choose a retirement advisor based on […]
Read MoreKey Components of a Financial Plan – Ana Fajardo There is no specific format for a financial plan, but it should address the same issues: determining net worth, exploring financial goals, and creating a budget and savings plan. Ana Fajardo believes, you should also have a long-term investment strategy, risk management, and retirement strategy, and […]
Read MoreComing up on retirement According to Ana Fajardo, if you’re getting close to retirement age, you might be excited about the idea of living longer and better. After all, people say that 60 is the new 40. But what do you need to do to get ready for this next step? In Getting Closer […]
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